CANADIAN & U.S. EDITIONS

Minus to Plus

A step-by-step online course, from budgeting to investing, plus your own copies of the Budget and Portfolio Trackers in Google Sheets. Free updates for as long as we offer the course.

Canadian edition · CAD · TFSA, RRSP, FHSA

U.S. edition · Roth IRA, 401(k)

Buy Minus to Plus

Take the free risk quiz: Canada · U.S.

Try it for 14 days. If it's not for you, get your money back, no questions asked.

What's inside

Everything you need to get out of the red and start building.

THE COURSE

Step-by-step online course

All 4 parts, step by step: budgeting, investing, life changes and taxes.

[X lessons: count once loaded in Thinkific]

BUDGET

Budget Tracker in Google Sheets

Goes with Part 1: Budgeting. Your own copy to keep. See where your money goes and give every dollar a job.

PORTFOLIO

Portfolio Tracker in Google Sheets

Goes with Part 2: Investing. Your own copy to keep. Track what you own, in the accounts that fit your edition.

The full course includes all 4 parts

PART 1

Budgeting

See where your money actually goes, and build a plan you'll stick to. Comes with your Budget Tracker.

PART 2

Investing

Learn how investing works, which accounts to use first, and where your next dollar should go. Comes with your Portfolio Tracker.

PART 3

Life changes

Keep your plan on track through a new job, a move, a baby, a breakup or a lean month.

PART 4

Taxes

The tax basics that affect your money every year, in plain English.

HOW IT WORKS

Three steps to get going.

Buy on Thinkific

Check out at learn.brightwickworks.com and you are in.

Work through the lessons

At your own pace, from budgeting basics to investing.

Copy your trackers

Make your own copies of the Budget and Portfolio Trackers in Google Sheets and keep them.

✓ 14-day money-back guarantee ✓ Free updates for as long as we offer the course ✓ General education, not financial advice

FAQ

Questions before you buy

What if it's not for me?

No problem. Email support@brightwickworks.com within 14 days of your purchase date for a full refund. You don't need to give a reason. Once the refund goes through, your course access ends. Any copies of the Budget or Portfolio Tracker you've already made in your Google Drive are yours to keep, but we can't offer support for the sheets after a refund. Refunds go back to your original payment method in Canadian dollars, so if your card uses another currency, your bank sets the exchange rate. The full details are in our Refund policy.

FREE · NO SIGN-UP NEEDED

How much risk can you stomach?

Take the free risk-tolerance quiz and see which investing style fits you. General education, not financial advice.

Canadian quiz → U.S. quiz →

Links: quiz.brightwickworks.com/ca/ · quiz.brightwickworks.com/us/

Ready to go from minus to plus?

Launch price $49 until Nov 15 at 7 PM ET, then $79 (CAD), plus applicable tax. About US$35 at launch, about US$56 after. Charged in CAD.